Thomas F. Spratt Senior Vice President-Technical

Thomas F. Spratt is Senior Vice President-Technical Operations for Protocols® – a multidisciplinary consulting firm that specializes in medical settlement planning for parties involved in complex workers’ compensation and personal injury liability cases. The goal of Protocols® is to achieve optimal outcomes for all parties.

The Protocols® team of experts – medical, benefits and legal – works together with clients to create a comprehensive plan for the projected medical care of an injured person. We also advise on the best and most cost-effective way to finance this care. Among Protocols® specialty services are medical projections, life care plans and Medicare set-aside analysis, allocation and administration.

At Protocols, Tom is responsible for the firm’s claims management consulting group. He serves the national client base from Manchester, New Hampshire. With over 40 years of work experience in the insurance industry, he brings to the table expertise in employers’ liability and workers’ compensation spanning both state and federal jurisdictions.

Prior to joining Protocols, Tom worked for Liberty Mutual as a Assistant Vice President where he managed the Home Office Examining unit in which he was responsible for high exposure workers’ compensation losses countywide. At Liberty Mutual, he developed a ground breaking and widely emulated Medicare Secondary Payer (MSP) compliance program. He has spoken on this subject at national industry conferences.

Currently, Tom is a member of the National Structured Settlement Trade Association (NSSTA) and the National Association of Medicare Set Aside Professionals (NAMSAP). Previously, he served on committees with the Workers’ Compensation Research Institute (WCRI), the Property Casualty Insurers Association of America (PCIAA) and the Strategic Services on Unemployment and Workers’ Compensation organization (UWC).

Tom holds an undergraduate degree in Business and Economics from St. Anselm College in Manchester, New Hampshire.

In his spare time, Tom is an avid weekend golfer who trades his clubs for cross country skis during the New Hampshire winters.

Contact Tom with any questions at (303) 825-0305.













Thomas Spratt